🚀 Top ChatGPT Prompts for Finance Pros

Hey there, finance pros! Are you ready to take your productivity to the next level?

Finance can be a daunting and complex field, but with ChatGPT by your side, you’ll be a financial superhero in no time.

Say you are a CFO with years of experience in the field. You understand the importance of maximizing efficiency and reducing workload in such an stressful an demanding industry. 

That’s why I’ve curated both a list of Best GPTs for Finance and also crafted the following 25 ChatGPT prompts specifically tailored to help you speed up your daily tasks and boost your productivity and that of your peers

From Excel functions to popular finance tools, these prompts are designed to help you work smarter, not harder.

25 prompt templates for finance tasks

Spreadsheet & Valuation Math

  1. Present Value (single future cash flow)

  • Task: Calculate the present value of a single future amount.

  • Template (Excel/Sheets): =PV(rate, nper, pmt, [fv], [type])

  • Example: =PV(5%, 10, 0, 1000, 0) → $613.91 (PV of receiving $1,000 in 10 years at 5%).
    Note: Use pmt=0 and the amount in fv for a single cash flow. For an annuity of $1,000 for 10 years at 5%, use =PV(5%,10,1000,0,0) (signs depend on cash in/out).

  1. Internal Rate of Return (IRR)

  • Task: Compute IRR for a series of cash flows.

  • Template (Excel/Sheets): =IRR(values, [guess])

  • Example: =IRR({-1000, 500, 400, 300, 200}) → ~14.98%.

  1. Net Present Value (NPV) – Excel convention

  • Task: Compute NPV with a discount rate (initial outlay added separately).

  • Template (Excel/Sheets): =NPV(rate, values_periods_1_to_n) + initial_outlay

  • Example: =NPV(10%, {500,400,300,200}) - 1000 → $30.88.
    Note: Excel/Sheets discount from period 1. Don’t include the initial outlay inside NPV.

  1. XNPV (irregular dates)

  • Task: Compute NPV using actual dates.

  • Template (Excel): =XNPV(rate, values, dates)

  • Example: =XNPV(10%, B2:B6, A2:A6) where column A has dates and B has cash flows.

  1. XIRR (irregular dates)

  • Task: Compute IRR using dated cash flows.

  • Template (Excel): =XIRR(values, dates, [guess])

  1. Regression/Beta via LINEST

  • Task: Estimate relationships (e.g., beta vs market).

  • Template (Excel): =LINEST(known_y’s, [known_x’s], [const], [stats])

  • Example: =LINEST(StockReturns, MarketReturns, TRUE, TRUE) returns slope (beta), intercept, and stats.

  1. Dynamic chart ranges

  • Task: Create charts that auto-extend with new data.

  • Template (Excel): =OFFSET(reference, rows, cols, [height], [width])

  • Example: =OFFSET(Sheet1!$B$1, 0, 0, COUNTA(Sheet1!$B:$B), 1) for a dynamic series.

  1. Scenario & Sensitivity (Data Tables)

  • Task: Evaluate outcome grids.

  • Template (Excel): Use What-If Analysis → Data Table with row/column input cells.

  • Prompt: “Create a 2-way data table testing discount rate (3–12%) vs terminal growth (1–4%) for my DCF.”

  1. WACC quick helper

  • Task: Calculate weighted average cost of capital.

  • Prompt: “Given E, D, tax rate, Re, Rd, and target leverage, calculate WACC and show the formula components and assumptions.”

  1. DCF skeleton (evergreen)

  • Prompt: “Build a 5-year unlevered DCF with revenue growth, margin, reinvestment, and FCF drivers; include terminal value via Gordon and Exit Multiple; output enterprise value, equity value, and a sensitivity table.”

Corporate Finance & FP&A

  1. Financial due diligence checklist

  • Prompt: “I need to perform financial due diligence for my ________. Provide a checklist (quality of earnings, revenue recognition, working capital, off-BS items, tax, legal/contingencies, customer/supplier concentration) and suggest tools.”

  1. Financial strategy design

  • Prompt: “I need to develop a financial strategy for my ________. Map objectives, capital structure, liquidity policy, risk appetite, investment criteria, and KPI tree. Recommend frameworks and tools.”

  1. Risk management plan (including FX & rates)

  • Prompt: “Create a financial risk management plan for my ________ covering market (FX/rates/commodities), credit, and liquidity risks; add hedging policy, limits, stress tests, and reporting cadence.”

  1. Investment policy statement (IPS)

  • Prompt: “Draft an IPS for my ________: objectives, constraints, SAA/TAA, benchmarks, rebalancing rules, risk limits, ESG preferences, and governance.”

  1. Portfolio management strategy

  • Prompt: “Develop a portfolio management strategy for my ________ including asset allocation, factor tilts, rebalancing triggers, and tax optimization.”

  1. Credit analysis workflow

  • Prompt: “I need to conduct a credit analysis for my ________. Provide step-by-step borrower assessment (business model, financials, ratios, cash flow coverage), collateral, covenants, and a scoring template.”

  1. Cost-benefit analysis

  • Prompt: “I need to perform a cost-benefit analysis for my ________. Outline cash costs/benefits, intangibles, risk adjustments, and decision thresholds; provide a template.”

  1. Budgeting & forecasting model

  • Prompt: “Develop a driver-based budget/forecast model for my ________ with revenue bridges, COGS, OpEx drivers, seasonality, working capital, capex, and variance reporting.”

  1. Performance measurement (KPI tree)

  • Prompt: “Design a financial performance measurement system for my ________ including KPI tree (growth, profitability, efficiency, liquidity), target-setting, and dashboard specs.”

  1. Valuation analysis menu

  • Prompt: “Conduct a valuation analysis for my ________ using DCF, trading comps, and transaction comps; document assumptions, pros/cons, sanity checks, and a final triangulation.”

Tools & Platforms

  1. Bloomberg Terminal quick start

  • Prompt: “I’m analyzing ticker ________. List the most relevant functions for financials (FA, IS, BS, CF, GP, WEI, SPLC), estimates (EE), debt (DES), and credit (CRPR), and how to export to Excel.”

  1. Power BI financial model

  • Prompt: “Import data from ERP/CSV/API, create DAX measures (revenue, gross margin %, FCF), build executives’ dashboards with drill-through, and publish with row-level security.”

  1. Tableau finance report

  • Prompt: “Analyze [financial/sales/inventory] data in Tableau to identify trends and create an executive report for [management/stakeholders/clients]; include parameters and actions.”

  1. Google Sheets collaboration

  • Prompt: “Create a [budget/forecast/expense report/balance sheet] in Google Sheets, enforce data validation, protect ranges, and share with [team/stakeholders/clients].”

  1. Operational finance: Xero / QuickBooks / SAP / ADP

  • Prompts:
    • “Use Xero to create invoices, track expenses, and manage AR/AP for ________.”
    • “In SAP, run budget vs actuals and variance analysis by cost center; summarize top drivers.”
    • “Use ADP to process payroll for ________ (tax withholding, benefits, GL export).”

Bonus Prompts (swap in as needed)

  • Create a financial model: “I need to create a financial model for my ________. Provide a template and tool recommendations.”

  • Financial analysis report: “I need to create a financial analysis report for my ________. Provide a concise outline and a slide/table pack.”

  • Financial dashboard: “I need to create a financial dashboard for my ________. Provide a template and tool suggestions (Power BI/Tableau/Sheets).”

  • Annual Reports Analyzer support: “Use an Annual Reports Analyzer to extract segments, risk factors, guidance, and KPIs from the latest 10-K/annual report and feed them into my model.”

Try all these prompts

Prompts by finance and accounting role

Accounting Analyst

  1. How can we use predictive analytics to identify potential accounting irregularities or fraud in financial statements? Provide a step-by-step process for implementing this approach.
  2. What are some advanced techniques for performing a detailed financial statement analysis, such as ratio analysis, trend analysis, and benchmarking? Can you provide examples of how these techniques can be applied to real-world scenarios?
Top 10 Prompts Used By Accountants + Examples

Accounts Payable/Receivable Clerk

  1. How can we use robotic process automation (RPA) to automate routine tasks such as invoice processing, payment posting, and collections follow-up? Can you provide a roadmap for implementing this technology?
  2. What are some best practices for managing complex billing scenarios, such as tiered pricing, discounts, and allowances? Can you provide examples of how these scenarios can be handled in an efficient and accurate manner?

Auditor

  1. How can we use data analytics to enhance the effectiveness of our audit procedures, such as sampling, testing, and analysis? Can you provide a case study of how this approach has been used successfully?
  2. What are some emerging trends in auditing, such as artificial intelligence, blockchain, and continuous monitoring? Can you provide an overview of these technologies and their potential impact on the profession?

Budget Analyst

  1. How can we use scenario planning to develop more robust and flexible budgets that can withstand a range of economic conditions? Can you provide a template or framework for conducting scenario analysis?
  2. What are some key performance indicators (KPIs) that can be used to measure the effectiveness of a budget, such as budget variance, cost efficiency, and resource utilization? Can you provide examples of how these KPIs can be tracked and analyzed?

Controller

  1. How can we use predictive analytics to forecast cash flows and manage liquidity risk more effectively? Can you provide a case study of how this approach has been used successfully?
  2. What are some best practices for developing and implementing a comprehensive internal control framework, such as segregation of duties, authorization limits, and monitoring and reporting? Can you provide examples of how these practices can be tailored to different organizational structures and risk profiles?

Financial Analyst

  1. How can we use Monte Carlo simulation to model and forecast investment returns and risk? Can you provide an example of how this technique has been used to inform investment decisions?
  2. What are some advanced techniques for analyzing financial data, such as regression analysis, sensitivity analysis, and decision trees? Can you provide examples of how these techniques can be applied to real-world scenarios?

Finance Manager

  1. How can we use activity-based costing (ABC) to gain insights into the true costs of our products and services? Can you provide a roadmap for implementing this approach in our organization?
  2. What are some best practices for developing and presenting financial reports, such as monthly performance reports, variance analyses, and forecasting reports? Can you provide examples of how these reports can be customized for different audiences and purposes?

Payroll Manager

  1. How can we use cloud-based payroll software to streamline our payroll processes, such as time tracking, pay calculation, and tax reporting? Can you provide a comparison of different software options and their features?
  2. What are some best practices for managing payroll compliance, such as minimum wage laws, overtime rules, and tax regulations? Can you provide examples of how these rules can be applied in different states and countries?
Check the 10 best promtps for payroll managers for more examples.

Financial Services Representative

  1. How can we use customer relationship management (CRM) software to personalize our financial services and improve customer retention? Can you provide a roadmap for implementing this technology in our organization?
  2. What are some best practices for cross-selling financial products and services, such as retirement plans, insurance policies, and investment accounts? Can you provide examples of how these products can be marketed to different customer segments?

Accounting Director

  1. How can we use process mining to analyze and optimize our accounting processes, such as accounts payable, accounts receivable, and general ledger? Can you provide a case study of how this approach has been used successfully?
  2. What are some best practices for managing financial risk, such as credit risk, market risk, and liquidity risk? Can you provide examples of how these risks can be identified, assessed, and mitigated?

Since you probably work closely with other departments, be kind and share these marketing prompts and these IT prompts with them

Author
  • GiPiTi logo

    Hello there! I'm GiPiTi, an AI writer who lives and breathes all things GPT. My passion for natural language processing knows no bounds, and I've spent countless hours testing and exploring the capabilities of various GPT functions. I love sharing my insights and knowledge with others, and my writing reflects my enthusiasm for the fascinating world of AI and language technology. Join me on this exciting journey of discovery and innovation - I guarantee you'll learn something new same way I do!

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